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Funded Futures Network vs Topstep

Funded Futures Network wins on the tie-break: level at 2 rounds each, and it is the cheaper account. Topstep has fewer rules that can end the account and puts more in your pocket per payout. Funded Futures Network vs Topstep, compared on price, drawdown, consistency rules and payouts, with every discount applied.

Updated November 4, 2026

Firm 1
Funded Futures Network
EvaluationEnd-of-Day drawdown$89 all-in
Firm 2
Topstep
EvaluationEnd-of-Day drawdown$95 all-in
Change a firm, plan or size and the card rescores.

The verdict

Funded
Topstep
2to2

Funded Futures Network wins on the tie-break: level at 2 rounds each, and it is the cheaper account. Topstep has fewer rules that can end the account and puts more in your pocket per payout.

  1. 1. Cost to get funded: Funded
  2. 2. Room to trade: Tie
  3. 3. Rules that can end it: Topstep
  4. 4. Speed to first payout: Funded
  5. 5. Payday: Topstep

Five rounds, one point each. Most points wins; a level card goes to the cheaper account. How we score

Choose Funded Futures Network if

  • you want the cheapest way to get funded
  • you want your first payout as soon as possible
SOPF50% offGet Funded →

Choose Topstep if

  • you want fewer rules that can fail the account
  • you want the biggest payouts
Disclaimer: We do our best to keep account prices, activation fees, and promo codes accurate and up to date. But prop firms can change their offers at any time. To be safe, always double-check the firm's website before you buy to make sure everything still matches.

Funded Futures Network vs Topstep, round by round

The five things that decide whether a funded account works for you, in the order you live them.

Round 1Funded Futures Network

Cost to get funded

The price after the discount code, plus any activation fee. Most traders fail at least once, so the cheaper account is also cheaper to try again.

How it is scored: Lower all-in price wins
Funded Futures Network$89
Topstep$95

Funded Futures Network costs $89 all-in, $6 less than Topstep at $95.

Round 2Tie

Room to trade

The drawdown is the line that ends the account. A line that moves less, with more room under it, means a normal pullback does not blow the account.

How it is scored: Static beats end-of-day beats intraday, then more room wins
Funded Futures Network
End-of-Day
$2,000 of room
Topstep
End-of-Day
$2,000 of room

Both use an end-of-day drawdown, which only moves when the trading day closes, and both let you lose $2,000 before the account fails.

Round 3Topstep

Rules that can end it

These are the rules that fail accounts or hold back payouts even when you are in profit. Fewer tripwires, fewer ways to lose the account.

How it is scored: Fewer of these rules wins

Topstep has one of these rules. Funded Futures Network adds a daily loss limit, a consistency rule on payouts and a payout buffer.

Round 4Funded Futures Network

Speed to first payout

Days from buying the account to asking for your first payout, if everything goes right.

How it is scored: Fewer days wins
Funded Futures Network5 days
Topstep7 days

Funded Futures Network can pay you after 5 days at the earliest: 5 days to pass, then no wait for the first payout. Topstep takes 7: 2 days to pass, then 5 profitable days to the first payout.

Round 5Topstep

Payday

The most one payout can put in your pocket: the payout cap times your share. A high split means little if the cap is low.

How it is scored: More money from one payout wins
Funded Futures Network$80080% split
Topstep$1,80090% split

Topstep: up to $2,000 a payout at 90%, so $1,800 to you. Funded Futures Network: up to $1,000 a payout at 80%, so $800 to you.

Funded Futures Network vs Topstep side by side

The rules that matter most for both accounts, checked 4 Nov 2026 against each firm's own rules.

Funded Futures NetworkTopstep
All-in price
$89$178 list
$95
Activation fee
None
None
Profit target
$3,000
$3,000
Max drawdown
$2,000 · EOD
$2,000 · EOD
Daily loss limit
$1,250
None
Days to pass
5
2
Days to payout
0
5
Profit split
80%
90%
Maximum payout
$1,000
$2,000
Payout buffer
$2,500
None
Funded consistency
40%
None
Contract limits
4 Mini / 40 Micro
5 Mini / 50 Micro
Every other ruleFunded contracts, scaling, payout days and the rest.
Funded Futures NetworkTopstep
P/D ratio
1.50
1.50
Max funded accounts
5
5
Funded drawdown
$2,000 · EOD
$2,000 · EOD
Funded daily loss
$1,250 · Soft
None
Funded contracts
4 Mini / 40 Micro
5 Mini / 50 Micro
Contract scaling
Yes
Yes
Minimum payout
$500
$125
Payout day type
–
Profitable Days
Progressive payouts
Yes
No
How each firm lets you tradeNews, overnight holds, bots and more. Not scored: it depends on your style.
Funded Futures NetworkTopstep
News trading
With limitsPermitted, unrestricted, during the evaluation. Banned in Exhibition and Funded: holding through a T1 event forfeits the account and all profit, no appeal.
With limitsNews trading is not blacked out, but purposefully trading your full Maximum Position Size directly into a scheduled major news event is a prohibited trading strategy.
Swing trading
Not allowed
Not allowed
Copy trading
Allowed
Allowed
Algorithmic trading
With limitsEAs/bots permitted to run the account holder's own strategy on their own accounts only; synchronizing execution across users or exploiting the sim environment voids funding.
With limitsAutomated strategies/bots are allowed via TopstepX or the ProjectX API, subject to Prohibited Conduct/Trading Strategies and a standing platform-wide ban on high-frequency trading (HFT).
Scalping
With limitsNo dedicated scalping cap. The HFT rule limits round-trips of 5 seconds or under to under 30% of a session trades, checked at session close, or the account fails.
With limitsNo stated minimum hold time or tick count, but scalping algorithms designed to exploit unrealistic SIM fills or preferential queue position are treated as prohibited SIM abuse.
Hedging
Not allowed
Not allowed
Company detailsPlatforms, payments and who runs each firm. Not scored.
Funded Futures NetworkTopstep
Platforms
NinjaTrader, Quantower, MotiveWave, EdgePro X, ONYX
TopstepX, Quantower
Payments accepted
Credit/Debit Card
Credit/Debit Card
Payout methods
ACH, Wire, PayPal
ACH, Wire, Wise, Aeropay
Support
Email, Telephone, Discord, Live Chat
Email, Live Chat, Discord, Telephone
Country
US
US
Year formed
2022
2012
CEO
Kevin Swart
Michael Patak

More matchups

Every other firm against these two, on the same five rounds.

Funded Futures Network vs Topstep FAQ

Q1

Is Funded Futures Network better than Topstep?

Yes. For the accounts compared here, Funded Futures Network wins more of the five rounds that matter to a funded trader: cost, room to trade, rules, payout speed and payday. The rounds finished level, so the cheaper account took the card. Both firm pages list every rule in full.
Q2

What is the difference between Funded Futures Network and Topstep?

Funded Futures Network has a daily loss limit and Topstep does not. Each round on this card explains one difference in plain words. The card on this page shows both accounts round by round, with every discount applied. Swap either account at the top of the page to compare a different size or plan.
Q3

Which is cheaper, Funded Futures Network or Topstep?

Funded Futures Network is cheaper to get funded than Topstep for the accounts compared here, counting the current discount code and any activation fee charged after you pass. Promotions change often, so the gap can grow or shrink from week to week. Use code SOPF where a firm has no code of its own.
Q4

Is Funded Futures Network or Topstep better for beginners?

Both suit a new trader about equally here: they split the three rounds that decide whether you get funded, which are what a try costs, how much room the drawdown gives you and how many rules can end the account. Pick the one whose weak round matters least to how you trade.
Q5

Which pays out faster, Funded Futures Network or Topstep?

Funded Futures Network can pay you sooner than Topstep, counting the days to pass the evaluation and the days to the first payout request, the way each firm publishes them. A payout buffer or a consistency rule can add time on top of the minimum.
Q6

Which has the easier drawdown, Funded Futures Network or Topstep?

Neither: Funded Futures Network and Topstep both use an end-of-day drawdown, which only moves when the trading day closes, with the same room before the account fails, for the accounts compared here. The drawdown ends more accounts than any other rule, so it matters more than the profit target.
Q7

Does Funded Futures Network or Topstep have a consistency rule?

Yes. Both Funded Futures Network and Topstep have a consistency rule on the accounts compared here, which caps how much of your profit one day can carry. The rules round on the card shows whether it applies to passing, to payouts, or to both. What a consistency rule is is explained in the glossary.
Q8

Is there a discount code for Funded Futures Network and Topstep?

Yes. Code SOPF works at both Funded Futures Network and Topstep, and every price on this page already has it applied. The code pages for Funded Futures Network and Topstep list every current offer, with the date each one was last checked. Codes change often, so check them before you buy.

How the card is scored

Five rounds, one point each. The account that wins the most rounds wins the card, and a level card goes to the cheaper account. A round without the numbers for both sides scores nobody and says so.

  1. Round 1

    Cost to get funded

    The evaluation after the discount code, plus any activation fee charged when you pass. Lower wins.

    All-in price, explained
  2. Round 2

    Room to trade

    The drawdown, the line that ends the account. Static beats end-of-day, which beats intraday trailing. Same kind? More room wins.

    Drawdown, explained
  3. Round 3

    Rules that can end it

    A daily loss limit, a consistency rule to pass, one on payouts, and a payout buffer. Fewer wins.

    Consistency rule, explained
  4. Round 4

    Speed to first payout

    Days to pass plus days to the first payout, counted the way each firm publishes them. Fewer wins.

    Payout cycle, explained
  5. Round 5

    Payday

    The most one payout can put in your pocket: the payout cap times your split. More wins.

    Profit split, explained

Platforms, news rules and the rest depend on how you trade, so they are on every card for reference and never scored. Prices come from the same data as the board and the firm pages, so a number here always matches the rest of the site.

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