Topstep review
Topstep is a United States futures prop firm founded in 2012. It sells evaluations across 2 plans, No Activation Fee and Standard, 12 accounts in all. The cheapest way in is the 50K No Activation Fee (DLL) at $85 all-in.
$1.5B+ Paid Out!
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Accounts, rules and promo terms below are not yet verified by our team. Details may be incomplete or out of date. Check the firm's own site before buying.
- Status
- Unverified
- Country
- United States
- Founded
- 2012
- CEO
- Michael Patak
- Plans
- 2
- Accounts
- 12
- Rules checked
- 6 Nov 2026
- Topstep accounts and prices2 plans, 12 accounts, from $85 all-in.
- Topstep rules16 firm-wide trading rules, 32 restricted countries, platforms and hours.
- Topstep payout rulesWhen you can ask, minimums, caps, buffer and split for every plan.
- Topstep price and rule history1 change on record, newest 6 Nov 2026.
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Topstep questions
What is Topstep?
Topstep is a futures prop firm based in Chicago. It has funded traders since 2012. You trade a test called the Trading Combine. If you pass, you get an Express Funded Account (XFA), which uses simulated capital. You keep 90% of what you make. Topstep has paid traders more than $1.5 billion.
Is Topstep legit?
Yes. Topstep is one of the oldest futures prop firms. It has been in business since 2012. It has paid traders more than $1.5 billion. It has about 14,700 reviews on Trustpilot. All trading uses real CME market data.
What is the Topstep consistency rule?
In the Trading Combine, your best day cannot be more than 50% of your profit target. If it is, your target goes up. You do not fail. Funded (XFA) accounts have no consistency rule on the Standard payout path. The optional Consistency path uses a 40% rule and pays a bigger cap.
Does Topstep have a promo code?
Topstep promo codes are rare. When one exists, it is usually limited to a set number of uses. It also expires fast. Most of the time the listed price is the real price. The firm runs sitewide sales instead. This page always shows current Topstep pricing and any active code.
How does the Topstep Trading Combine work?
The Trading Combine is Topstep's test. You pay a monthly fee and trade a challenge account. Hit the profit target without breaking the loss limit and you pass. Targets are $3,000 on a $50K account, $6,000 on a $100K, and $9,000 on a $150K. You can pass in as little as two days. There is no deadline.
How fast does Topstep pay out?
You can request your first payout after five winning days of $150 or more. You keep 90% of your profits. US traders can get paid instantly through Aeropay. ACH, wire, and Wise also work. Each request is capped at 50% of your total account balance.
What is TopstepX?
TopstepX is Topstep's own trading platform, powered by ProjectX. It comes free with every account. Level 1 market data is free. Level 2 data and API access cost extra. You can also connect Quantower with your TopstepX login. A mobile app lets you trade anywhere.
How many funded accounts can you have at Topstep?
You can have up to five funded accounts at Topstep. These are called Express Funded Accounts (XFA). Put together, that is a max allocation of $750,000. There is no limit on Trading Combines. If you pass an extra one, it waits until a funded spot opens.
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