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Topstep payout rules

Payout rules at Topstep depend on the plan. Here is every plan side by side: when you can ask, what you must make first, how much you can take and what you keep.
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No Activation FeeStandard
Days to payout55
Days counted asProfitable DaysProfitable Days
Min profit per day$150$150
Payout bufferNoneNone
Profit split90%90%
Minimum payout$125$125
Maximum payout$2,000 to $10,000$2,000 to $10,000
Progressive payoutsNoNo

A range means the figure changes with account size. Plan names open that plan's accounts.

How Topstep pays you

Payout methodsACH, Wire, Wise and Aeropay
How oftenVaries
Payout windowNone, request whenever you qualify
Firm profit split90%

Payout fine print by plan

Topstep No Activation Fee

Each request is capped at 50% of the account balance as well as the dollar cap. The payout path is fixed at activation: Standard, or Consistency (3 trading days, largest day at or below 40% of net profit, cap $3,000). Adding a Daily Loss Limit at checkout doubles both caps, to $4,000 and $6,000, under a limited-time offer from 2 June 2026. Requires positive net profit since the last payout.

Each request is capped at 50% of the account balance as well as the dollar cap. The payout path is fixed at activation: Standard, or Consistency (3 trading days, largest day at or below 40% of net profit, cap $6,000). Both caps are already doubled by the bought-in Daily Loss Limit, under a limited-time offer from 2 June 2026. Requires positive net profit since the last payout.

Each request is capped at 50% of the account balance as well as the dollar cap. The payout path is fixed at activation: Standard, or Consistency (3 trading days, largest day at or below 40% of net profit, cap $4,000). Adding a Daily Loss Limit at checkout doubles both caps, to $6,000 and $8,000, under a limited-time offer from 2 June 2026. Requires positive net profit since the last payout.

Each request is capped at 50% of the account balance as well as the dollar cap. The payout path is fixed at activation: Standard, or Consistency (3 trading days, largest day at or below 40% of net profit, cap $8,000). Both caps are already doubled by the bought-in Daily Loss Limit, under a limited-time offer from 2 June 2026. Requires positive net profit since the last payout.

Each request is capped at 50% of the account balance as well as the dollar cap. The payout path is fixed at activation: Standard, or Consistency (3 trading days, largest day at or below 40% of net profit, cap $6,000). Adding a Daily Loss Limit at checkout doubles both caps, to $10,000 and $12,000, under a limited-time offer from 2 June 2026. Requires positive net profit since the last payout.

Each request is capped at 50% of the account balance as well as the dollar cap. The payout path is fixed at activation: Standard, or Consistency (3 trading days, largest day at or below 40% of net profit, cap $12,000). Both caps are already doubled by the bought-in Daily Loss Limit, under a limited-time offer from 2 June 2026. Requires positive net profit since the last payout.

Topstep Standard

Each request is capped at 50% of the account balance as well as the dollar cap. The payout path is fixed at activation: Standard, or Consistency (3 trading days, largest day at or below 40% of net profit, cap $3,000). Adding a Daily Loss Limit at checkout doubles both caps, to $4,000 and $6,000, under a limited-time offer from 2 June 2026. Requires positive net profit since the last payout.

Each request is capped at 50% of the account balance as well as the dollar cap. The payout path is fixed at activation: Standard, or Consistency (3 trading days, largest day at or below 40% of net profit, cap $6,000). Both caps are already doubled by the bought-in Daily Loss Limit, under a limited-time offer from 2 June 2026. Requires positive net profit since the last payout.

Each request is capped at 50% of the account balance as well as the dollar cap. The payout path is fixed at activation: Standard, or Consistency (3 trading days, largest day at or below 40% of net profit, cap $4,000). Adding a Daily Loss Limit at checkout doubles both caps, to $6,000 and $8,000, under a limited-time offer from 2 June 2026. Requires positive net profit since the last payout.

Each request is capped at 50% of the account balance as well as the dollar cap. The payout path is fixed at activation: Standard, or Consistency (3 trading days, largest day at or below 40% of net profit, cap $8,000). Both caps are already doubled by the bought-in Daily Loss Limit, under a limited-time offer from 2 June 2026. Requires positive net profit since the last payout.

Each request is capped at 50% of the account balance as well as the dollar cap. The payout path is fixed at activation: Standard, or Consistency (3 trading days, largest day at or below 40% of net profit, cap $6,000). Adding a Daily Loss Limit at checkout doubles both caps, to $10,000 and $12,000, under a limited-time offer from 2 June 2026. Requires positive net profit since the last payout.

Each request is capped at 50% of the account balance as well as the dollar cap. The payout path is fixed at activation: Standard, or Consistency (3 trading days, largest day at or below 40% of net profit, cap $12,000). Both caps are already doubled by the bought-in Daily Loss Limit, under a limited-time offer from 2 June 2026. Requires positive net profit since the last payout.

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