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IQ Capital vs My Funded Futures

My Funded Futures wins, 2 rounds to 1. It can pay you sooner and puts more in your pocket per payout. IQ Capital is cheaper to get funded. IQ Capital vs My Funded Futures, compared on price, drawdown, consistency rules and payouts, with every discount applied.

Updated October 7, 2026

Firm 1
IQ Capital
EvaluationEnd-of-Day drawdown$101 all-in
Firm 2
My Funded Futures
EvaluationEnd-of-Day drawdown$105 all-in
Change a firm, plan or size and the card rescores.

The verdict

IQ
My
1to2

My Funded Futures wins, 2 rounds to 1. It can pay you sooner and puts more in your pocket per payout. IQ Capital is cheaper to get funded.

  1. 1. Cost to get funded: IQ
  2. 2. Room to trade: Tie
  3. 3. Rules that can end it: Tie
  4. 4. Speed to first payout: My
  5. 5. Payday: My

Five rounds, one point each. Most points wins; a level card goes to the cheaper account. How we score

Choose IQ Capital if

  • you want the cheapest way to get funded
SOPF85% offGet IQ →

Choose My Funded Futures if

  • you want your first payout as soon as possible
  • you want the biggest payouts
SOPF50% offGet My →
Disclaimer: We do our best to keep account prices, activation fees, and promo codes accurate and up to date. But prop firms can change their offers at any time. To be safe, always double-check the firm's website before you buy to make sure everything still matches.

IQ Capital vs My Funded Futures, round by round

The five things that decide whether a funded account works for you, in the order you live them.

Round 1IQ Capital

Cost to get funded

The price after the discount code, plus any activation fee. Most traders fail at least once, so the cheaper account is also cheaper to try again.

How it is scored: Lower all-in price wins
IQ Capital$101
My Funded Futures$105

IQ Capital costs $101 all-in, $4 less than My Funded Futures at $105.

Round 2Tie

Room to trade

The drawdown is the line that ends the account. A line that moves less, with more room under it, means a normal pullback does not blow the account.

How it is scored: Static beats end-of-day beats intraday, then more room wins
IQ Capital
End-of-Day
$2,000 of room
My Funded Futures
End-of-Day
$2,000 of room

Both use an end-of-day drawdown, which only moves when the trading day closes, and both let you lose $2,000 before the account fails.

Round 4My Funded Futures

Speed to first payout

Days from buying the account to asking for your first payout, if everything goes right.

How it is scored: Fewer days wins
IQ Capital6 days
My Funded Futures3 days

My Funded Futures can pay you after 3 days at the earliest: 2 days to pass, then 1 calendar day to the first payout. IQ Capital takes 6: 3 days to pass, then 3 trading days to the first payout.

Each firm counts payout days its own way: a profitable day needs a winning day, a trading day just a trade, a calendar day nothing at all.

Round 5My Funded Futures

Payday

The most one payout can put in your pocket: the payout cap times your share. A high split means little if the cap is low.

How it is scored: More money from one payout wins
IQ Capital$1,60080% split
My Funded FuturesNo cap90% split

My Funded Futures: no cap on a payout, and you keep 90%. IQ Capital: up to $2,000 a payout at 80%, so $1,600 to you.

IQ Capital vs My Funded Futures side by side

The rules that matter most for both accounts, checked 7 Oct 2026 against each firm's own rules.

IQ CapitalMy Funded Futures
All-in price
$101$675 list
$105$209 list
Activation fee
None
None
Profit target
$3,000
$3,000
Max drawdown
$2,000 · EOD
$2,000 · EOD
Daily loss limit
None
None
Days to pass
3
2
Days to payout
3
1
Profit split
80%
90%
Maximum payout
$2,000
No Max
Payout buffer
None
$2,100
Funded consistency
40%
None
Contract limits
5 Mini / 50 Micro
5 Mini / 50 Micro
Every other ruleFunded contracts, scaling, payout days and the rest.
IQ CapitalMy Funded Futures
P/D ratio
1.50
1.50
Max funded accounts
5
5 (combined across $25K and $50K Sim-Funded accounts, any mix, any plan)
Funded drawdown
$2,000 · EOD
$2,000 · Intraday
Funded daily loss
None
None
Funded contracts
5 Mini / 50 Micro
5 Mini / 50 Micro
Contract scaling
No
No
Minimum payout
$0
$500
Payout day type
Trading Days
Calendar Days
Progressive payouts
No
No
How each firm lets you tradeNews, overnight holds, bots and more. Not scored: it depends on your style.
IQ CapitalMy Funded Futures
News trading
Allowed
With limitsMy Funded Futures bans Tier 1 news trading on Rapid, Rapid EOD and Pro Sim Funded accounts, which must be flat from 2 minutes before to 2 minutes after each release. Evaluations, Builder and Live accounts may trade it.
Swing trading
Not allowed
Not allowed
Copy trading
Not allowed
Allowed
Algorithmic trading
With limitsEAs and bots are allowed only if the trader has full source-code access and can demonstrate control; black-box or external commercial bots are banned.
With limitsMy Funded Futures permits automated strategies that do not aim to exploit the favorable fills of the simulated environment. Automated trading on Live accounts must also follow CME guidelines.
Scalping
With limitsScalping is an allowed strategy, but extreme tick scalping is prohibited and the Scalping Rule gates payouts: at least 50% of trades and 50% of profit must come from positions held 15 seconds or longer.
Allowed
Hedging
Not allowed
Not allowed
Company detailsPlatforms, payments and who runs each firm. Not scored.
IQ CapitalMy Funded Futures
Platforms
DeepChart, ATAS, Quantower, Tradovate, TradingView, NinjaTrader
NinjaTrader, Tradovate, TradingView, Quantower, Volumetrica, DeepChart, ATAS
Payments accepted
Credit/Debit Card, Crypto
Credit/Debit Card, Crypto
Payout methods
Wire, Crypto
Rise, Plaid, Crypto
Support
Email, Live Chat
Email, Live Chat, Discord
Country
LC
US
Year formed
2026
2023
CEO
Christoph Radecker
Matthew Leech

More matchups

Every other firm against these two, on the same five rounds.

IQ Capital vs My Funded Futures FAQ

Q1

Is IQ Capital better than My Funded Futures?

No. For the accounts compared here, My Funded Futures wins more of the five rounds that matter to a funded trader: cost, room to trade, rules, payout speed and payday. The better pick still depends on what you need most, so the verdict lists what each account is best for.
Q2

What is the difference between IQ Capital and My Funded Futures?

IQ Capital has a consistency rule on payouts and My Funded Futures does not. Each round on this card explains one difference in plain words. The card on this page shows both accounts round by round, with every discount applied. Both firm pages list every rule in full.
Q3

Which is cheaper, IQ Capital or My Funded Futures?

IQ Capital is cheaper to get funded than My Funded Futures for the accounts compared here, counting the current discount code and any activation fee charged after you pass. Promotions change often, so the gap can grow or shrink from week to week. Use code SOPF where a firm has no code of its own.
Q4

Is IQ Capital or My Funded Futures better for beginners?

IQ Capital is the better start for a new trader here, because it wins more of the three rounds that decide whether you get funded: what a try costs, how much room the drawdown gives you and how many rules can end the account. The glossary explains every rule in plain words.
Q5

Which pays out faster, IQ Capital or My Funded Futures?

My Funded Futures can pay you sooner than IQ Capital, counting the days to pass the evaluation and the days to the first payout request, the way each firm publishes them. The two firms count payout days differently, so read the note on the card.
Q6

Which has the easier drawdown, IQ Capital or My Funded Futures?

Neither: IQ Capital and My Funded Futures both use an end-of-day drawdown, which only moves when the trading day closes, with the same room before the account fails, for the accounts compared here. The drawdown ends more accounts than any other rule, so it matters more than the profit target.
Q7

Does IQ Capital or My Funded Futures have a consistency rule?

Yes. Both IQ Capital and My Funded Futures have a consistency rule on the accounts compared here, which caps how much of your profit one day can carry. The rules round on the card shows whether it applies to passing, to payouts, or to both.
Q8

Is there a discount code for IQ Capital and My Funded Futures?

Yes. Code SOPF works at both IQ Capital and My Funded Futures, and every price on this page already has it applied. The code pages for IQ Capital and My Funded Futures list every current offer, with the date each one was last checked. Codes change often, so check them before you buy.

How the card is scored

Five rounds, one point each. The account that wins the most rounds wins the card, and a level card goes to the cheaper account. A round without the numbers for both sides scores nobody and says so.

  1. Round 1

    Cost to get funded

    The evaluation after the discount code, plus any activation fee charged when you pass. Lower wins.

    All-in price, explained
  2. Round 2

    Room to trade

    The drawdown, the line that ends the account. Static beats end-of-day, which beats intraday trailing. Same kind? More room wins.

    Drawdown, explained
  3. Round 3

    Rules that can end it

    A daily loss limit, a consistency rule to pass, one on payouts, and a payout buffer. Fewer wins.

    Consistency rule, explained
  4. Round 4

    Speed to first payout

    Days to pass plus days to the first payout, counted the way each firm publishes them. Fewer wins.

    Payout cycle, explained
  5. Round 5

    Payday

    The most one payout can put in your pocket: the payout cap times your split. More wins.

    Profit split, explained

Platforms, news rules and the rest depend on how you trade, so they are on every card for reference and never scored. Prices come from the same data as the board and the firm pages, so a number here always matches the rest of the site.

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